Insurance Claims and Policy Processing Clerks

High Risk
Low High

Explore safer careers (5)

Lower estimated automation risk

Claims Adjusters, Examiners, and Investigators
44% automation risk | Moderate Risk
Pays better More jobs
31 pts lower View career
Why it fits

Directly reuses claims forms, policy terms, evidence review, customer contact, documentation, coverage questions, and case tracking.

Insurance Sales Agents
49% automation risk | Moderate Risk
Pays better Higher growth
26.7 pts lower View career
Why it fits

Reuses policy knowledge, customer needs, forms, coverage explanations, follow-up, records, and insurer procedures.

Eligibility Interviewers, Government Programs
52% automation risk | Moderate Risk
Higher growth
23.4 pts lower View career
Why it fits

Applies forms review, eligibility rules, applicant interviews, supporting documents, confidential records, and case notes.

Insurance Underwriters
58% automation risk | Moderate Risk
Pays better
17.7 pts lower View career
Why it fits

Uses applications, policy details, risk information, records, insurance rules, completeness checks, and documentation judgment.

Insurance Appraisers, Auto Damage
58% automation risk | Moderate Risk
Pays better
17.1 pts lower View career
Why it fits

Uses claims documentation, coverage review, damage evidence, estimates, policy records, vendor contact, and settlement support.


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Occupation snapshot

What does this snowflake show?
The Snowflake is a visual summary of the five badges: Automation Risk (calculated), Risk (polled), Growth, Wages and Volume. It gives you an instant snapshot of an occupations profile. The colour of the Snowflake relates to its size. The better the occupation scores in relation to others, the larger and greener the Snowflake becomes.
JOB SCORE
1.8/10
What's this?
Job Score (higher is better):

We rate jobs using four factors. These are:

- Chance of being automated
- Job growth
- Wages
- Volume of available positions

These are some key things to think about when job hunting.

Risk & user votes

Calculated automation risk

75% (High Risk)

High Risk (61-80%): This occupation shows a significant risk of end-to-end replacement by automation. Many core parts of the role may be structured, repeatable, software-driven, or physically predictable enough for AI, machines, or robotic systems to take over. If you work in this area, it may be worth exploring safer related careers or moving towards more human-centred responsibilities.

More information on what this score is, and how it is calculated is available here.

Human strengths important in this job

These are human abilities and work contexts that are important in this occupation. They may help explain why parts of the role are harder to replace end-to-end, but they are not the only inputs into the automation score.

Decision-making and problem solving

Quite important
Why this matters
Analyze information, weigh tradeoffs, and choose the best solution—especially when situations are ambiguous, high-stakes, or have real-world consequences.
Jobs that also use this strength

Communicating with people outside the organization

Quite important
Why this matters
Represents the organization to customers, the public, or government—handling questions, concerns, and relationship-building through conversations, writing, calls, or email.
Jobs that also use this strength

What users think

Based on 33 votes

76% chance of full automation within the next two decades

Our visitors have voted that it's probable this occupation will be automated. This assessment is further supported by the calculated automation risk level, which estimates 75% chance of automation.

What do you think the risk of automation is?

What is the likelihood that Insurance Claims and Policy Processing Clerks will be replaced by robots or artificial intelligence within the next 20 years?

Sentiment

Based on user votes over time

View sentiment trend

How opinions have changed over time

Pay & outlook

Wages

Low paid relative to other professions

In 2024, the median annual wage for Insurance Claims and Policy Processing Clerks was $48,450 ($23 per hour).

The median annual wage for Insurance Claims and Policy Processing Clerks was 2.1% lower than the national median annual wage, which stood at $49,500.

View wage trend

Wages over time

* Data from the Bureau of Labor Statistics

Growth

Very slow growth relative to other professions.

The number of 'Insurance Claims and Policy Processing Clerks' job openings is expected to decline 3.7% by 2034

View employment trend

Total employment, and estimated job openings

* Data from the Bureau of Labor Statistics for the period between 2023 and 2033
Updated projections are due 09-2025.

Volume

Greater range of job opportunities compared to other professions

As of 2024 there were 229,070 people employed as 'Insurance Claims and Policy Processing Clerks' within the United States.

This represents around 0.15% of the employed workforce across the country

Put another way, around 1 in 673 people are employed as 'Insurance Claims and Policy Processing Clerks'.

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What people are saying (3)

Jeanette (Highly likely)
09 Jun 2023 17:20
everything is digital these days. even the assessment of a damaged car is digitalized. what is stopping the board from programming the system to assess the risk factors and payout values?
:D (Low)
26 Aug 2019 06:52
People need to be persuasive by how people feel and what their need are, people need to understand how you feel and offer a specific item to suit their needs. Robots can’t feel
Bob Dillon
17 Oct 2022 22:35
Man I hope your right cause both of my parents are sales reps

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Job description

Process new insurance policies, modifications to existing policies, and claims forms. Obtain information from policyholders to verify the accuracy and completeness of information on claims forms, applications and related documents, and company records. Update existing policies and company records to reflect changes requested by policyholders and insurance company representatives.

O*NET-SOC code: 43-9041.00